Terms of Service

By creating an account, accessing, or using the Parful platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, you may not use the Platform.

Parful Technologies LLC ("we," "us," or "our") reserves the right to update these Terms at any time. We will notify you of material changes by email or through the Platform. Continued use of the Platform after such changes constitutes acceptance of the updated Terms.

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and use the Platform. By using the Platform, you represent that you meet this age requirement. If you are using the Platform on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

You must provide accurate, current, and complete information during registration and keep your account information updated. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

We reserve the right to suspend or terminate accounts that violate these Terms, contain false information, or remain inactive for an extended period.

Parful is a golf management platform that provides tools for:

• Golf club and society management (membership, events, competitions, handicap tracking)
• Fundraiser and charity golf event organization (registration, sponsorship, donations, scoring)
• Event registration, payment processing, and score management
• Communication tools including email notifications and announcements

We provide the Platform "as is" and do not guarantee uninterrupted, error-free, or secure service at all times. We may modify, suspend, or discontinue any feature of the Platform at any time with reasonable notice.

Operators (club owners and event organizers) are responsible for:

• The accuracy and legality of event information, pricing, and descriptions they publish
• Compliance with all applicable laws regarding their events, including tax collection and reporting
• Managing refunds and disputes with their participants in accordance with their own refund policies
• Ensuring they have necessary permits, licenses, and insurance for their events
• The proper use of personal data collected through the Platform about their members and participants

Participants (members and event attendees) are responsible for:

• Providing accurate personal information
• Complying with club rules, event rules, and course policies
• Timely payment for registrations, fees, and any other obligations
• Understanding the inherent risks of participating in golf activities

This section describes the most important limit on our responsibility to you. Please read it.

Parful is software. Clubs, outings, competitions, and events on the Platform are created, described, priced, scheduled, staffed, and run by Operators — not by Parful Technologies LLC. We do not organize, host, sponsor, endorse, supervise, or control any event, and we are not present at them.

When you register for an event, buy a ticket or package, purchase a sponsorship, bid in an auction, make a donation, or pay club dues, your agreement is with the Operator, not with us. We supply the tools that let the Operator publish the offer and collect the money. We are not the seller, the event host, the charity, the ticketing agent, or the merchant of record for that transaction, and we are not a party to it.

Except where we state otherwise in writing, we do not independently verify: an Operator's identity or authority to act for a club or charity; their tax-exempt status; their permits, licenses, or insurance; the accuracy of any listing, price, date, or description they publish; or whether an event will take place at all.

Disputes with Operators. Any dispute about an event or club — cancellation, postponement, weather, venue changes, prizes, results, refunds, or quality — is between you and the Operator. We may choose to help the parties communicate, but we have no obligation to intervene, to resolve the dispute, or to refund money we never held. If an Operator fails to deliver, your remedies are against that Operator.

Payment Processing. All payments are processed through Stripe, Inc. ("Stripe"). By making or receiving payments through the Platform, you also agree to Stripe's Terms of Service. We do not store complete credit card numbers on our servers.

Platform Fees. Operators may be charged platform fees including:

• Subscription fees for premium plans (billed monthly or annually)
• Per-event activation fees for published events
• A percentage-based platform fee on transaction revenue
• Payment processing fees (Stripe's standard rates: 2.9% + $0.30 per transaction)

Current pricing is available at the time of event publishing or plan subscription. We reserve the right to modify pricing with 30 days' notice.

Refunds. Refund policies for event registrations, sponsorships, and donations are set by the individual Operator. Parful Technologies LLC is not responsible for refund disputes between Operators and Participants. For Platform subscription refunds, contact support@parful.io.

Taxes. You are responsible for determining and paying all applicable taxes associated with your use of the Platform, including sales tax, VAT, or other transactional taxes on event registration fees and sponsorships.

We do not hold your money. Parful Technologies LLC is not a bank, money transmitter, escrow agent, trustee, or payment processor. Funds paid for an Operator's event flow through that Operator's own connected Stripe account under Stripe's terms. We take only our disclosed platform fees. We do not control when an Operator receives or spends those funds, and we are not responsible for an Operator's failure to hold, apply, or remit them.

Chargebacks and disputes. Payment disputes, chargebacks, and reversals on an Operator's transactions — and the associated fees — are that Operator's liability. Where a chargeback, refund, or negative balance leaves amounts owing to us, we may recover them by offset against future payouts, by charging a payment method on file, or by invoice.

Non-payment. If amounts you owe us are overdue, we may suspend or restrict your access to the Platform, including publishing and payment collection, after reasonable notice. Suspension does not relieve you of accrued obligations.

This section applies to every Operator running a charitable, fundraising, or prize-based event. These are regulated activities and compliance is yours, not ours.

Charitable solicitation. The Operator alone determines whether its activity is a charitable solicitation and is solely responsible for charitable registration, solicitation licensing, and reporting in every jurisdiction where it solicits or accepts funds. We do not register on your behalf and do not monitor whether you have.

Tax receipts and deductibility. Where the Platform generates donation or contribution receipts, it does so mechanically from information the Operator supplies — tax identification number, claimed exempt status, and the fair market value of goods and services provided to the payer. We do not verify tax-exempt status, we do not calculate fair market value for you, and we do not provide tax or legal advice. The Operator is solely responsible for the accuracy, completeness, and legal sufficiency of every receipt issued through the Platform, including any required quid pro quo disclosure. Payers should consult their own tax advisor; nothing produced by the Platform is a determination that any payment is deductible.

Raffles, 50/50 draws, auctions, and prize games. Raffles, 50/50 and split-the-pot draws, sweepstakes, skill contests with prizes, and similar activities are regulated as games of chance or gambling in many jurisdictions and are prohibited or license-restricted in some. The Operator is solely responsible for determining whether its activity is lawful where it is conducted, for obtaining every required license or permit, and for complying with all conditions attached to them. Parful Technologies LLC does not operate, conduct, sponsor, license, or supervise any game of chance. The Platform provides record-keeping and accounting tools only, and their availability is not advice, approval, or confirmation that an activity is lawful.

Alcohol, prizes, and permits. The Operator is responsible for liquor service permits, prize sourcing and delivery, hole-in-one and contest prize insurance, and any withholding or reporting obligations arising from prizes it awards.

We may remove, suspend, or refuse to process any activity we reasonably believe is unlawful or non-compliant, without liability to you and without any obligation to monitor for such activity.

The Platform may integrate with official golf handicap services to retrieve members' handicap information. Handicap data is provided for informational purposes and convenience. We do not guarantee the accuracy, completeness, or timeliness of handicap data.

By providing your Handicap ID, you authorize us to retrieve your handicap information, score history, and associated club data from the applicable handicap service. This data is used solely for Platform features such as handicap display, competition handicap calculations, and score tracking.

Any third-party trademarks referenced are the property of their respective owners. Parful Technologies LLC is not affiliated with, endorsed by, or sponsored by any golf handicap authority or association.

Scoring, handicap allowances, team and net calculations, leaderboards, standings, and results produced by the Platform are a convenience. They are computed from data entered by Operators, scorers, and participants, and from settings the Operator chooses. Wrong input produces wrong output.

We do not warrant that any score, handicap, leaderboard, standing, or result is accurate or final. The Operator's own committee — not Parful Technologies LLC — is the final authority on results, ties, disqualifications, and prizes for its competition, under the applicable Rules of Golf, its local rules, and its published terms of competition.

We are not responsible for prizes awarded, withheld, or misawarded, for entry fees or wagers between participants, or for any loss arising from reliance on Platform output. If a result matters, verify it against the scorecards.

You retain ownership of any content you submit to the Platform, including event descriptions, images, logos, scores, and other materials ("User Content"). By submitting User Content, you grant Parful Technologies LLC a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute your User Content solely for the purpose of operating and improving the Platform.

You agree not to submit User Content that:

• Infringes any third party's intellectual property rights
• Contains unlawful, defamatory, obscene, or harmful material
• Contains viruses or malicious code
• Misrepresents your identity or affiliation
• Violates any applicable law or regulation

We reserve the right to remove any User Content that violates these Terms without prior notice.

We respect copyright and expect our users to do the same. If you believe material on the Platform infringes your copyright, send a written notice to support@parful.io with the subject line "DMCA Notice", containing: your physical or electronic signature; identification of the work you claim is infringed; identification of the material you say is infringing and where it sits on the Platform; your contact details; a statement that you believe in good faith the use is not authorized by the copyright owner, its agent, or the law; and a statement, under penalty of perjury, that the information in your notice is accurate and that you are the owner or authorized to act for the owner.

We will remove or disable access to material we determine to be infringing. If your material was removed and you believe that was a mistake or misidentification, you may send a counter-notice to the same address containing the elements required by 17 U.S.C. §512(g)(3).

Repeat infringers. We will terminate, in appropriate circumstances, the accounts of users who repeatedly infringe copyright.

You agree not to:

• Use the Platform for any illegal purpose or in violation of any applicable laws
• Scrape, crawl, or use automated tools to access the Platform without our written consent
• Attempt to gain unauthorized access to other users' accounts or Platform systems
• Interfere with or disrupt the Platform or servers
• Use the Platform to send spam, phishing, or unsolicited communications
• Create false or misleading event listings
• Process payments for activities unrelated to golf or the intended use of the Platform
• Resell or redistribute Platform access without authorization
• Circumvent any access controls, rate limits, or security measures
• Run a lottery, raffle, sweepstakes, draw, or other game of chance through the Platform without holding every licence and permit it requires where it is conducted
• Solicit charitable contributions without the registrations that solicitation requires, or issue receipts that misstate tax status or fair market value
• Upload a club, event, sponsor, or brand logo or image you do not have the right to use
• Use the Platform's messaging tools to email people who have not agreed to hear from you

The Platform, including its design, code, features, logos, documentation, and all associated intellectual property rights, is owned exclusively by Parful Technologies LLC and is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted to you in these Terms are reserved by Parful Technologies LLC. You may not copy, modify, distribute, or create derivative works based on the Platform without our prior written consent.

"Parful" and associated logos are trademarks of Parful Technologies LLC. You may not use our trademarks without prior written permission.

The Platform integrates with third-party services including but not limited to Stripe (payments), Firebase/Google Cloud (infrastructure), SendGrid (email delivery), official handicap services (handicap data), and Google Maps (location services). Your use of these services is subject to their respective terms and privacy policies.

We are not responsible for the availability, accuracy, or conduct of third-party services. If a third-party service becomes unavailable, certain Platform features may be temporarily affected.

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that: (a) the Platform will meet your specific requirements; (b) the Platform will be uninterrupted, timely, secure, or error-free; (c) results from the Platform will be accurate or reliable; or (d) any errors will be corrected.

Assumption of Risk and Release. Golf is a physical activity carried out on open ground, in weather, around moving carts and struck balls, and it carries inherent risks of injury, property damage, and death. Parful Technologies LLC is a technology provider. It does not organize, run, staff, inspect, or supervise any event, outing, or course. You assume all risks of participating in any golf activity arranged through the Platform, and you release Parful Technologies LLC from all claims arising out of participation in, travel to, or presence at any event, outing, or venue, including claims for personal injury, illness, property damage, and death. Your recourse for anything that happens at an event lies with the Operator, the venue, and any other party actually responsible — not with us.

Data and backups. While we take reasonable measures to safeguard data, we do not warrant that data will never be lost, corrupted, or made temporarily unavailable, and we are not a backup service. You are responsible for keeping your own copies of anything you cannot afford to lose — export your rosters, results, and financial records regularly. We are not liable for lost or corrupted data except as required by law.

Availability and change. The Platform is under active development. Features may be added, changed, limited, or withdrawn, and some are offered on a trial, preview, or beta basis without any warranty or service level at all. We do not promise any uptime, response time, or support response.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PARFUL TECHNOLOGIES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM: (A) YOUR USE OF OR INABILITY TO USE THE PLATFORM; (B) ANY UNAUTHORIZED ACCESS TO YOUR ACCOUNT; (C) ANY THIRD-PARTY CONDUCT ON THE PLATFORM; (D) ANY CONTENT OBTAINED FROM THE PLATFORM; OR (E) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR DATA.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

Money we never received. For the avoidance of doubt, amounts you paid to an Operator are not amounts you paid to us, and our liability cap is not increased by them.

Time limit for claims. Any claim arising out of or relating to these Terms or the Platform must be brought within one (1) year after the claim arose, or it is permanently barred, unless applicable law forbids a shortened period.

Basis of the bargain. The disclaimers and limits in this Section and in the Disclaimers Section above are a fundamental part of the agreement between us and are reflected in our pricing. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain damages; where that is so, the exclusions and limits above apply to the fullest extent permitted, and nothing in these Terms limits liability for fraud, fraudulent misrepresentation, gross negligence, willful misconduct, or personal injury caused by our negligence where such limitation is prohibited by law.

You agree to indemnify, defend, and hold harmless Parful Technologies LLC and its officers, directors, employees, contractors, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any third-party rights; (d) User Content you submit; or (e) your operation of events or clubs through the Platform.

You may terminate your account at any time by contacting support@parful.io. We may suspend or terminate your account immediately, without prior notice, if you breach these Terms, engage in fraudulent activity, or if required by law.

Upon termination: (a) your right to access the Platform ceases immediately; (b) we may retain your data as required by law or for legitimate business purposes (see our Privacy Policy); (c) any outstanding payment obligations survive termination; (d) provisions that by their nature should survive (including disclaimers, limitation of liability, and indemnification) will survive.

Governing Law. These Terms are governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

Informal resolution first. Before starting arbitration, you agree to email support@parful.io describing the dispute and what you want, and to give us 30 days to resolve it. We will do the same before bringing a claim against you. Many disputes end here.

Arbitration. If informal resolution fails, any dispute arising out of or relating to these Terms or the Platform shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules, or its Consumer Arbitration Rules where those apply. The arbitration shall be seated in the State of New York, conducted in English, and the award shall be final and binding. Judgment on the award may be entered in any court of competent jurisdiction.

Arbitration costs. Each party bears its own attorneys' fees unless the arbitrator awards them under applicable law. For a consumer claim, you pay no more than the filing fee you would have paid to file in court, and we will pay the remainder of the AAA filing, administrative, and arbitrator fees for claims seeking less than $10,000. For a claim under $25,000, you may elect to have the arbitration conducted on documents alone or by telephone or video conference, so you do not have to travel.

Small claims. Either party may instead bring an individual claim in small claims court if it qualifies, and doing so is not a waiver of anything.

Your right to opt out. You may reject this arbitration agreement by emailing support@parful.io with the subject line "Arbitration Opt-Out" within 30 days of first accepting these Terms, stating your name and the email on your account. Opting out affects nothing else in these Terms, and we will not close your account or treat you differently for it. If you opt out, disputes go to the courts identified below.

Class Action Waiver. YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If this class action waiver is found unenforceable, the entire arbitration agreement shall be void.

Exceptions and forum. Either party may seek injunctive relief in any court of competent jurisdiction for intellectual property infringement or unauthorized access to the Platform. For any dispute not subject to arbitration — including where you have opted out — the parties submit to the exclusive jurisdiction of the state and federal courts located in the State of New York, and each waives any objection to venue there.

By creating an account, you consent to receive electronic communications from us, including emails regarding your account, event notifications, platform updates, and promotional materials. You may opt out of promotional communications at any time through your account settings or by clicking the unsubscribe link in our emails, but you may not opt out of essential account-related communications (such as security alerts, payment confirmations, and Terms updates).

Accounts are for adults. Junior golfers do, however, play in outings and events run through the Platform, and Operators enter information about them.

Where a participant is under 18, the Operator is responsible for obtaining any parental or guardian consent required to collect and use that participant's information, for supervision at the event, and for any waiver it needs. A parent or legal guardian must create and control any account used on a minor's behalf and accepts these Terms for them. We do not knowingly collect personal information directly from children under 13; if you believe we have, contact support@parful.io and we will delete it.

Operators use the Platform to email their own members, participants, sponsors, and volunteers. For those messages the Operator is the sender and is responsible for having a lawful basis to contact each recipient, for the content, and for compliance with the CAN-SPAM Act, Canada's Anti-Spam Legislation, and any other law that applies to it. We provide the delivery mechanism and an unsubscribe facility; we do not review Operator messages before they go out.

Uploading a purchased, scraped, or otherwise non-consented list is a breach of these Terms. We may suspend sending for an Operator whose messages generate complaints, bounces, or spam reports at rates that put delivery for other users at risk.

If you send us ideas, suggestions, feature requests, or feedback about the Platform, you grant us a perpetual, irrevocable, worldwide, royalty-free licence to use them for any purpose without obligation, attribution, or compensation to you. Please do not send us anything you consider confidential or want to be paid for.

We give notice to you by email to the address on your account, or by posting in the Platform. Notice is effective when sent or posted. Keep your email address current — a notice sent to a stale address still counts.

You give notice to us at support@parful.io, or in writing to Parful Technologies LLC at the address in the Contact Section below.

Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Parful Technologies LLC regarding the Platform and supersede all prior agreements.

Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

Force Majeure. We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, wars, pandemics, government actions, or infrastructure failures.

For questions about these Terms of Service, please contact us:

• Email: support@parful.io
• Parful Technologies LLC
• 418 Broadway, Ste N
• Albany, NY 12207
• United States

Parful Technologies LLC is a limited liability company formed under the laws of the State of New York, United States.